Terms and Conditions

Terms and Conditions

Welcome to Harold L Koch. By accessing our website, you agree to these terms. These terms and conditions govern your use of our website. By accessing and using this website, you accept and agree to be bound by these terms and conditions in full. If you disagree with these terms and conditions, you must not use our website. 

  1. Definitions

“Client,” “You,” “Your” – user accessing the website.

“Harold L Koch,” “We,” “Us” – the website owner and service provider.

“Content” – text, images, videos, and other materials on the website.

  1. Acceptance of Terms

By using the website, you agree to these Terms, the Privacy Policy, and other posted policies.

  1. Use of the Website

You must use the website lawfully and not:

Engage in illegal or harmful activity.

Attempt unauthorized access or disruption.

Transmit malware or collect data from other users without consent.

  1. Intellectual Property

All website content is owned by Harold L Loch. You may use it for personal, non-commercial purposes only. No reproduction, distribution, or derivative works without consent.

  1. User-Generated Content

By submitting content (e.g., reviews or quotes), you grant Harold L Koch a worldwide, royalty-free license to use it. You warrant you have rights to submit such content.

 

  1. Linking to Our Website

Certain organizations may link to our website without approval if the link is not deceptive and fits the context. Contact us for other linking requests.

  1. iFrames

You may not frame or alter the website’s appearance without approval.

  1. Content Liability

We are not responsible for content on other websites linking to ours.

  1. Disclaimer of Warranties

The website is provided “as is” without warranties. Use is at your risk.

  1. Limitation of Liability

Harold L Koch is not liable for indirect or consequential damages. Maximum liability is limited to $50.

  1. Indemnification

You agree to indemnify Harold L Koch for any claims arising from your use of the website or violation of these terms.

  1. Governing Law

These Terms are governed by the laws of the jurisdiction where Harold L Koch operates. Disputes will be resolved in the relevant courts.

  1. Modifications

We may update these Terms at any time. Continued use constitutes acceptance of changes.

  1. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement regarding your use of the website.

  1. Contact Us

For questions regarding these Terms or our Privacy Policy contact us.